Frequently Asked Questions (FAQ)

How long will it take to get my account set up?
It will take roughly 3-4 business days from the time you fill out your paperwork for an account to be built.

When will my transactions get funded into my bank account?
For Visa, MasterCard and Discover your money will be funded in 24-48 hours. American Express will take 3-4 days.

Do I have to switch my bank if I use BC Processing services?
Most certainly not. We prefer our clients to keep their existing relationships. If they would like to see other options, we will gladly make an introduction to some partner banks.

What bank is BC Processing with?
BC Processing is a direct processor and has no direct affiliations with any particular bank. Its network – Elavon – is wholly owned by U.S. Bancorp, the sixth largest financial holdings company in the United States.

Do I have to purchase new equipment?
BC Processing makes every effort to make each conversion as smooth as possible. When our sales consultants call you, they will ask what type of equipment or software you currently use. BC Processing equipment is compatible with most equipment. Please be sure to have that information ready when you speak to a consultant.

Can I purchase new equipment through BC Processing?
Yes, you can. BC Processing only endorses equipment approved by the FDIC.